Only AIB Bank and PermanentTSB provide simple lists of the different mortgage
rates with the repayment for typical maturity periods.
AIB Bank says that based on Central Bank of Ireland Guidelines the following
LTV (loan-to-value) bands are applicable: For Non First Time Buyers of private
dwelling homes (PDH): A limit of 80% LTV applies on new mortgage lending For
First Time Buyers (FTB's) of PDHs: A limit of 90% LTV applies on the first
€220,000 of the value of a residential property and a limit of 80% LTV applies
on any value of the property thereafter. Please also note that for PDH 1 bed
apartments the maximum LTV is 75%.
Main Mortgage Rates Page
Check directly below for the Mortgage Rate Pages of Main Irish Home Loan Lenders
Living in unique economic/ financial times; Interest rates at 5000 year low
The European Central Bank (ECB) cut
its key rate to 0.05% on 4 Sept 2014.